Our Services
Delivering a financial assessment of agricultural risk and adaptation based on what's most material to your org.
TERRX assesses how weather volatility and water availability affect your agricultural assets, operations and supply dependencies, the value of resilience investments already made, and what further adaptation could return.
Services at a glance
Physical risk and economic exposure
What is financially at stake?
An assessment of how risks such as drought, water shortages or wildfire could affect supply availability, operating costs and cash flow.
Value of existing resilience investments
What has our investment achieved, and what continuing value does it provide?
An evaluation of results such as fewer supply interruptions or lower losses, alongside estimated protection against future events.
Adaptation options and investment planning
Where should we invest next?
A comparison of feasible investments, such as water storage or facility protection, including costs, potential benefits and implementation requirements.
Physical risk and economic exposure
What is financially at stake?
Understand how physical risks could affect income, operating costs and asset value before an acquisition, capital allocation or operating decision.
What we assess
We examine hazards, exposure and vulnerability across agricultural production and supporting infrastructure. Depending on the location and business, that could include:
- Drought and extreme heat: lower crop volumes could reduce farm income or leave a processing facility short of supply, with fewer units over which to spread its fixed costs.
- Aquifer and irrigation-reservoir levels: declining groundwater levels or low stored-water volumes could constrain irrigation, increase pumping costs or limit the acreage that can be supplied with water.
- Flooding: damage to fields, facilities or access roads could delay deliveries, interrupt production and increase repair or transport costs.
- Wildfire: exposure of processing plants, storage facilities, power lines or transport routes could lead to asset damage, outages or supply interruptions.
We trace the dependencies that connect these conditions to your business, including water, energy, transportation and the regions supplying an operation. The assessment asks how a disruption could affect revenue, expenses and the timing of cash receipts within your investment or operating horizon.
Explore physical risk challenges →
What you receive
An economic exposure assessment identifying the risks and dependencies that could change the economics of your business. Where the evidence supports it, scenario comparisons show how outcomes could vary, for example how a dry year and reduced irrigation supply might affect crop deliveries, plant utilization and cash flow. See Use Cases.
How it informs your decision
Use the findings to test investment assumptions, focus due diligence and identify where further analysis or adaptation could matter financially.
Value of existing resilience investments
What has our investment achieved, and what continuing value does it provide?
Assess the value of resilience investments already made, including results to date and the protection they may provide against future disruption.
What we assess
We examine available evidence of changes in production, supply reliability, operating costs and other outcomes relevant to your business. Where the evidence allows, we assess how much of that change can reasonably be attributed to the investment, considering weather, management and other conditions that could have affected the results.
For example, a corporation that has funded water storage or soil-management changes in a sourcing region may want to know whether those investments helped maintain crop deliveries during a dry year, and whether that reduced emergency purchasing costs or production downtime.
We also evaluate the continuing value of the capacity built. An investment may provide protection against drought, flood or other disruption that has not yet occurred. We distinguish observed results from modeled estimates of that protection, and consider the costs incurred and the commitments needed to sustain it.
What you receive
An evaluation of results to date and estimated continuing benefits, with the evidence, assumptions and uncertainties supporting each. Depending on the investment, this could include changes in delivery volumes, days of downtime or replacement-supply costs. The assessment identifies what can reasonably be established about outcomes without the investment, where evidence is incomplete, and how those limits affect the financial conclusions.
How it informs your decision
Use the findings to communicate the value of past investment, assess whether to continue or expand a program, and identify where changes or additional evidence would strengthen the case.
Adaptation options and investment planning
Where should we invest next?
Evaluate which feasible adaptations merit investment, what they could return, and whether their benefits arrive within the horizon that matters to your organization.
What we assess
We compare responses through their implementation and ongoing costs, the timing and durability of their benefits, and the share of value your organization could capture. The analysis considers how adaptation could affect losses, disruption, income and asset value.
For example, the decision might involve adding irrigation-water storage, improving soil water retention, or protecting a processing facility against flood or wildfire. We assess which options address the actual constraint and how their costs compare with the losses or interruptions they could reduce.
We examine the local biological capacity, people and resources needed to implement and sustain the options under consideration. Biological responses can take years to develop. We account for that trajectory and other implementation constraints when assessing costs and potential returns.
What you receive
A comparison of adaptation options and their financial implications, including estimated costs, potential benefits, timing and implementation requirements. The comparison identifies the assumptions that drive the investment case, gaps in resources such as water access, reliable power or maintenance capacity, and where additional evidence would improve the decision.
How it informs your decision
Use the findings to prioritize options, assess when to invest, identify prerequisites and build the financial case for resilience within your organization.